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Unlocking the Power of VA Home Loans: A Guide for Phoenix Military Members and Veterans

As an active-duty military member or Veteran, you've dedicated your life to serving our country, and now it’s time to take advantage of one of the most valuable benefits available to you—the VA home loan program. This program offers a multitude of advantages that can make homeownership not only attainable but also incredibly rewarding. Let’s dive into the key benefits of VA home loans and walk you...

Saving Up for a Down Payment on a Phoenix-Area House? Down Payment Assistance Programs May Speed Up the Process!

Saving up for a down payment on a house can be a significant challenge for many individuals and families. The common misconception that a 20% down payment is required often makes the goal seem more daunting than it needs to be. According to Lending tree, 31% of Americans still believe they need to save that much. However, recent data shows that the average down payment for a house in 2023 was 14.4%,...

Phoenix-Area Homeownership 101: Your Post-Purchase Action Plan for a Safe and Secure Haven

Congratulations on Buying your Phoenix-area home! Now that you've crossed the threshold into homeownership, it's time to ensure your sanctuary is not just a house but a safe, secure, and well-maintained haven. Here's your step-by-step guide on what to do ASAP after you've bought your Phoenix home. 1. SAFETY & SECURITY: Your First Priority Change the Locks: Find a local locksmith, change the...

Unlocking Success: The Crucial Benefits of Pre-Approval in Your Phoenix Homebuying Journey

Are you gearing up to embark on the exciting journey of buying a home in the vibrant Phoenix area? Before you start scouting neighborhoods and attending open houses, there's a key step that can significantly enhance your experience and set you up for success: pre-approval. Let's delve into the myriad benefits that pre-approval brings to the table, making it an indispensable tool for any savvy...

5 Ways to Save your Down Payment to Buy a Phoenix-Area Home

In the exciting journey towards homeownership in the Valley of the sun, buying a home can seem like a daunting task, especially when it comes to saving for a down payment. Fortunately, with a well-structured plan, determination, having good professionals by your side, and some strategic decisions, you can make your dream of owning a home a reality. Here are five key strategies to help you save for a down...

DeDe’s Phoenix-Area Newsletter August 25, 2023

Fears of "higher for longer" interest rates helped send average 30-yr mortgage rates to a new, two-decade high of 7.49%. New home sales are holding up, but existing home sales have been fading on both affordability and availability issues. The Phoenix Market We've observed a decrease in the number of cities favoring sellers, with only 2 cities displaying such a trend now, as opposed to 3 last week....

Navigating Home Buying in Phoenix, AZ: Decode the Sneaky “Beige Flags”

Ah, the thrill of house hunting in Phoenix, Arizona! Picture yourself strolling through the neighborhoods, envisioning a life in each charming abode. As you do, you're probably on the lookout for those glaring red flags – the kind that give you pause and make you question if that dreamy house is really "the one." But wait, there's another class of signals to consider: the elusive "beige flags." These are...

When HouseHunting around Phoenix, it’s ok to do these things

Hey there, future Phoenix-area (Valley of the Sun) house hunters (or potential house hunters)! If you're embarking or have embarked on the exciting yet sometimes daunting journey of house hunting to buy a home in the Valley of the Sun, you're in for a ride full of ups and downs. But remember, the road to finding your dream home is paved with patience, persistence, and the right agent by your side. So, grab...

Affordable Housing Solutions in the Phoenix Area: Builders Responding to Arizona’s Housing Needs

In today's ever-changing housing landscape, affordability has become a crucial concern for potential homebuyers in Phoenix, Arizona's Valley of the Sun. The combination of higher mortgage rates and escalating home prices due to limited inventory has presented challenges for many seeking their dream homes. However, the local real estate scene is witnessing an interesting shift as both buyers and builders...

Overcoming Homebuying Fears: Don’t Let “What Ifs” Derail Your Dreams

The journey to homeownership is an exciting one, brimming with possibilities and the promise of a place to call your own. Yet, the road to securing your dream home is often paved with doubt, fueled by the ever-persistent "what ifs" that can grip even the most determined of buyers. In this blog post, we'll unravel some of the most common concerns that keep prospective buyers awake at night and shed light on...

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